Student Car Insurance

Passing a driving test is always an exciting prospect for younger drivers. Most cannot wait to turn 17 so that they can obtain a provisional driving license and start taking lessons with an approved instructor. Whether drivers take 70 or just 20 lessons, there is nothing quite like that feeling of taking to the open road by yourself for the first time. It gives a sense of independence never before experienced and it is one of the first steps to becoming properly grown up.
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Offbeat Ways of Saving Money on Car Insurance

For people that are looking to save money, but do not necessarily want to give up their vehicle, there are some hidden ways to get cheap auto insurance rate quotes online or when you contact companies directly. These tricks are not always utilized by many, simply because they don’t know that there are discounts available. This is especially true for anyone that is willing to go beyond just asking for quotes, this is for those that want to save money and still drive wherever, whenever they’d like. There are a variety of ways to save, and the following are just some of the many different options to explore.
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Liability vs. Full Coverage

There are many economical benefits to buying liability-only car insurance, however, if you are in a car accident where you are found at-fault, your out-of-pocket expenses can be financially devastating. When considering the type of insurance policy to purchase, it is essential that you consider the different coverage packages offered by an insurance company. Continue reading

The Pros and Cons of Shopping For Car Insurance Online

The Internet has simplified life by creating an avenue for daily activities to be online, from buying groceries to renting dvds. This goes the same for shopping for car insurance, but just because it’s simpler doesn’t mean that it’s better. If you’ve recently purchased a new car, one of the first things you need to take care of is the purchase of car insurance. There are pros and cons to buying insurance online that each potential buyer should consider.
PROS:

Ease of Comparison Shopping for Rates and Cost:
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Buying Classic Car Insurance

If you are lucky enough to own a classic car, then you know the care that it takes to maintain it classic features. Part of maintaining a classic car is ensuring that you have sufficient insurance coverage. Insuring a classic car can be confusing as it is different than insuring a standard car. When insuring your classic car, you should understand what is involved with insuring such a unique and valuable vehicle so that you make an informed policy choice.
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When Should Drivers Re-evaluate Their Car Insurance Policy?

If you have a long term car insurance policy with one provider, eventually there will be changes that can impact your policy costs. The changes can either cause an increase or decrease in your premiums. Many insurance experts recommend that you re-evaluate your insurance policy at least once a year, however, if there is a sudden change that you know will impact your policy, you should re-evaluate your policy right away. Below is a list of situations where it is wise to re-valuate your car insurance policy:
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Car accidents could be more costly

The city’s Fire Rescue department in Tampa wants to start charging for services provided at the scenes of automobile accidents.

The fees, which will range from $450 for an accident investigation to $2400 for extracting victims from their cars, will be charged directly to drivers property, liability or casualty insurance coverage.

Mayor Pam Iorio asked the department to cut $2.7-million from its budget this year in anticipation of property tax reform at the state level that’s likely to slash city revenues. Continue reading

Motorists snubbing car insurance companies

Most motorists choose to have their vehicle repair privately than to claim on their car insurance.

The reason over most part of drivers have done this may be because they do not wish to invalidate their no-claims bonus. Of those who have claimed, one fifth stated that they were not happy with the service they received from the insurance company.

Jonathan Williams, head of marketing at the firm, commented that drivers should not finance the repairs themselves:

Motorists should not need to dip into their own pocket to fund repairs when an insurance claim could cover it. Insurance companies need to ensure the claims process is fast and efficient.